Inertia Retirement Decisions

Development and Tests of a Model for Inertia in Retirement Decisions

About 50% of Dutch employees believe they should do more to better understand their financial situation after retirement. Yet they postpone decisions about retirement and pension adjustment.

The Dutch pension system (the Dutch Witteveen framework) is now being cut, which means that people will have to consider adjusting their replacement ratio and retirement age, and thus save extra to maintain their purchasing power after retirement.

As a result, all Dutch people will, to a certain extent, be faced with more choices about their pension.

The aim of this project is to activate people to check their retirement savings and take action if necessary.

Project budget €233,606, with a €180,559 PPS surcharge being used.

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